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Panama City 32405 Florida

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Bars 56 Restaurants 312 Banks 23 Hotels 28 Shops 620 Movie theaters 8 Gas stations 70 Takeouts 109 Health and beauty 18 Home improvement 333




Local Information

Distances in these cards are measured from the centre of the 32405 ZIP area.

State or areaFlorida
ZIP code32405
Telephone code850
Time zoneCentral Time (CST/CDT)
Daylight through the yearLongest day (Jun 21): 14 h 6 min5:41 am – 7:47 pmShortest day (Dec 21): 10 h 12 min6:34 am – 4:46 pm
Sun todaySunrise –Sunset –
People29,984 residentsin the ZIP code areaMedian age 36.212,433 householdsMedian household income $73,373Median home value $279,900Median rent $1,467 a month60% of homes owner-occupiedMedian property tax $1,644 a yearSource: US Census Bureau, American Community Survey 2020-2024
Work and commuting2.6% unemployment rate66% of adults are in the labour force, 15,017 employedMain industries: education and health care 18%, retail 15%, professional and business services 14%Average commute 22 minutes75% drive alone, 13% car-pool, 1% walk or cycle, 10% work from homeSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
Education and languages31% of adults have a bachelor's degree or higher93% finished high school, 13% hold a graduate degreeLanguages at home: English only 88%, Spanish 7%, French or Haitian Creole 1%, other languages 1%5% speak English less than very wellSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
ClimateWarmest month July: highs 91°F, lows 76°FColdest month January: highs 63°F, lows 45°F61 in of rain a year, on about 77 dayswettest month AugustSnow is rare69 days above 90°F, 9 nights below freezing in a typical yearJanuary: 63° / 45°FJFebruary: 67° / 48°FFMarch: 72° / 53°FMApril: 77° / 60°FAMay: 85° / 67°FMJune: 89° / 74°FJJuly: 91° / 76°FJAugust: 90° / 75°FASeptember: 89° / 71°FSOctober: 82° / 62°FONovember: 72° / 52°FNDecember: 66° / 47°FD100°40°Source: NOAA 1991-2020 Climate Normals, Panama City Bay Co Ap station, 1 mi away; rain from Panama City 5n
Nearby landmarksPretty Bayoubay · 2.2 miShell Pointcape · 4.5 miMill Pointcape · 4.5 miFlorida State University Panama Citycollege · 3.3 miLake Carolinelake · 2.4 miGulf Coast State Collegecollege · 3.6 miSource: USGS Geographic Names Information System
Parks and public landsBay Memorial Parkpark · 2.3 miOakland Terrace Parkpark · 2.3 miSt. Andrews State Parkstate park · 5.6 mi · 1,177 acresCamp Helen State Parkstate park · 19.7 mi · 190 acresInlet Beachstate park · 20.5 miDeer Lake State Parkstate park · 23.9 mi · 2,009 acresSource: USGS Protected Areas Database (PAD-US)
EarthquakesNone of magnitude 3 or more within 50 miles since 1970Source: USGS Earthquake Catalog
Natural hazardsOverall risk Relatively ModerateBay County, FL, compared with all US countiesHigher-risk hazardsHurricane Very HighLightning Very HighTornado Relatively HighSource: FEMA National Risk Index (county level)
Air quality66% of days had good air in 2025239 of 360 days measured121 moderate daysMedian index 44, worst day 92main pollutant: fine particles (PM2.5)Source: US EPA Air Quality Index, Bay County monitors, FL
Internet at home93% of households have a broadband subscription80% have cable, fibre or DSL12% rely on a mobile data plan alone4% have no internet at homeSource: US Census Bureau, American Community Survey 2020-2024
Drinking waterBay County Water Systemserves 40,848 people from surface waterNo health-based violations since 2021Source: US EPA Safe Drinking Water Information System, largest system serving the town
Elevation34 ft10 m above sea levelSource: USGS 3D Elevation Program
Local servicesHospitalGulf Coast Regional Medical Centerunder a milePost officeNorth Side Post Office1.6 miTown hallPanama City City Hall3.0 miPoliceBay County Sheriff's Office1.3 miFire stationPanama City Fire Department Station 5under a mileSource: USGS National Structures Dataset
SchoolsWithin 2 mi12 schools1 elementary, 3 high, 8 otherHighNewpoint Bay Charter High Schoolunder a mileSchoolPanama City Advanced Schoolunder a mileSchoolKaleidoscope School of Discoveryunder a mileCollegeFlorida State University Panama City3.3 miSource: USGS National Structures Dataset
Getting aroundAirportNorthwest Florida Beaches International Airport ECP13 miMajor airportPensacola International Airport PNS93 miInterstateI-1039 miUS highwayUS 2311.7 miCoachPanama City Beach Bus StationGreyhound6.2 miTransit9 stops within a mileBaywaySources: OurAirports; US Census Bureau TIGER roads; Bureau of Transportation Statistics NTAD

Distances in these cards are measured from the centre of the 32405 ZIP area.


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