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Panama City 32405 Florida

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Local Information

Distances in these cards are measured from the centre of the 32405 ZIP area.

State or areaFlorida
ZIP code32405
Telephone code850
Time zoneCentral Time (CST/CDT)
Daylight through the yearLongest day (Jun 21): 14 h 6 min5:41 am – 7:47 pmShortest day (Dec 21): 10 h 12 min6:34 am – 4:46 pm
Sun todaySunrise –Sunset –
People29,984 residentsin the ZIP code areaMedian age 36.212,433 householdsMedian household income $73,373Median home value $279,900Median rent $1,467 a month60% of homes owner-occupiedMedian property tax $1,644 a yearSource: US Census Bureau, American Community Survey 2020-2024
Work and commuting2.6% unemployment rate66% of adults are in the labour force, 15,017 employedMain industries: education and health care 18%, retail 15%, professional and business services 14%Average commute 22 minutes75% drive alone, 13% car-pool, 1% walk or cycle, 10% work from homeSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
Education and languages31% of adults have a bachelor's degree or higher93% finished high school, 13% hold a graduate degreeLanguages at home: English only 88%, Spanish 7%, French or Haitian Creole 1%, other languages 1%5% speak English less than very wellSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
ClimateWarmest month July: highs 91°F, lows 76°FColdest month January: highs 63°F, lows 45°F61 in of rain a year, on about 77 dayswettest month AugustSnow is rare69 days above 90°F, 9 nights below freezing in a typical yearJanuary: 63° / 45°FJFebruary: 67° / 48°FFMarch: 72° / 53°FMApril: 77° / 60°FAMay: 85° / 67°FMJune: 89° / 74°FJJuly: 91° / 76°FJAugust: 90° / 75°FASeptember: 89° / 71°FSOctober: 82° / 62°FONovember: 72° / 52°FNDecember: 66° / 47°FD100°40°Source: NOAA 1991-2020 Climate Normals, Panama City Bay Co Ap station, 1 mi away; rain from Panama City 5n
Nearby landmarksPretty Bayoubay · 2.2 miShell Pointcape · 4.5 miMill Pointcape · 4.5 miFlorida State University Panama Citycollege · 3.3 miLake Carolinelake · 2.4 miGulf Coast State Collegecollege · 3.6 miSource: USGS Geographic Names Information System
Parks and public landsBay Memorial Parkpark · 2.3 miOakland Terrace Parkpark · 2.3 miSt. Andrews State Parkstate park · 5.6 mi · 1,177 acresCamp Helen State Parkstate park · 19.7 mi · 190 acresInlet Beachstate park · 20.5 miDeer Lake State Parkstate park · 23.9 mi · 2,009 acresSource: USGS Protected Areas Database (PAD-US)
EarthquakesNone of magnitude 3 or more within 50 miles since 1970Source: USGS Earthquake Catalog
Natural hazardsOverall risk Relatively ModerateBay County, FL, compared with all US countiesHigher-risk hazardsHurricane Very HighLightning Very HighTornado Relatively HighSource: FEMA National Risk Index (county level)
Air quality66% of days had good air in 2025239 of 360 days measured121 moderate daysMedian index 44, worst day 92main pollutant: fine particles (PM2.5)Source: US EPA Air Quality Index, Bay County monitors, FL
Internet at home93% of households have a broadband subscription80% have cable, fibre or DSL12% rely on a mobile data plan alone4% have no internet at homeSource: US Census Bureau, American Community Survey 2020-2024
Drinking waterBay County Water Systemserves 40,848 people from surface waterNo health-based violations since 2021Source: US EPA Safe Drinking Water Information System, largest system serving the town
Elevation34 ft10 m above sea levelSource: USGS 3D Elevation Program
Local servicesHospitalGulf Coast Regional Medical Centerunder a milePost officeNorth Side Post Office1.6 miTown hallPanama City City Hall3.0 miPoliceBay County Sheriff's Office1.3 miFire stationPanama City Fire Department Station 5under a mileSource: USGS National Structures Dataset
SchoolsWithin 2 mi12 schools1 elementary, 3 high, 8 otherHighNewpoint Bay Charter High Schoolunder a mileSchoolPanama City Advanced Schoolunder a mileSchoolKaleidoscope School of Discoveryunder a mileCollegeFlorida State University Panama City3.3 miSource: USGS National Structures Dataset
Getting aroundAirportNorthwest Florida Beaches International Airport ECP13 miMajor airportPensacola International Airport PNS93 miInterstateI-1039 miUS highwayUS 2311.7 miCoachPanama City Beach Bus StationGreyhound6.2 miTransit9 stops within a mileBaywaySources: OurAirports; US Census Bureau TIGER roads; Bureau of Transportation Statistics NTAD

Distances in these cards are measured from the centre of the 32405 ZIP area.


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