Waterford New York

Accountants, insurance and employment agencies

Accountants 18 Insurance 26 Employment agencies 11

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Bars 11 Restaurants 70 Banks 5 Hotels 3 Shops 34 Movie theaters 1 Gas stations 1 Takeouts 26 Health and beauty 21 Home improvement 138

Local Information

Distances in these cards are measured from the centre of the 12188 ZIP area.

State or areaNew York

ZIP code12188

Telephone code518

Time zoneEastern Time (EST/EDT)

Daylight through the yearLongest day (Jun 21): 15 h 21 min5:16 am – 8:36 pmShortest day (Dec 21): 9 h 2 min7:22 am – 4:23 pm

Sun todaySunrise –Sunset –

People10,988 residentsin the ZIP code areaMedian age 46.14,880 householdsMedian household income $92,279Median home value $281,400Median rent $1,134 a month74% of homes owner-occupiedMedian property tax $4,598 a yearSource: US Census Bureau, American Community Survey 2020-2024

Work and commuting4.4% unemployment rate64% of adults are in the labour force, 5,698 employedMain industries: education and health care 30%, construction 10%, finance, insurance and real estate 10%Average commute 23 minutes79% drive alone, 3% car-pool, 1% walk or cycle, 17% work from homeSource: US Census Bureau, American Community Survey 2020-2024, ZIP area

Education and languages32% of adults have a bachelor's degree or higher94% finished high school, 13% hold a graduate degreeLanguages at home: English only 92%, Spanish 3%, French or Haitian Creole 3%, other Indo-European languages 1%2% speak English less than very wellSource: US Census Bureau, American Community Survey 2020-2024, ZIP area

ClimateWarmest month July: highs 86°F, lows 64°FColdest month January: highs 34°F, lows 17°F42 in of rain a year, on about 83 dayswettest month July59 in of snow a year, on about 35 days13 days above 90°F, 131 nights below freezing in a typical yearSource: NOAA 1991-2020 Climate Normals, Troy L&d station, 5 mi away; snow from Albany Ap

Nearby landmarksCohoes Fallswaterfall · 2.3 miCampbell Islandisland · 1.9 miCollins Islandisland · 2.0 miButtermilk Fallswaterfall · 3.2 miRice Mountainpeak · 3.9 miMohawk Riverriver · 4.2 miSource: USGS Geographic Names Information System

Parks and public landsLock 6 State Canal Parkstate park · 1.1 mi · 102 acresPeebles Island State Parkstate park · 2.5 mi · 191 acresTown of Waterford Landpark · 1.1 miColonie Town Parkpark · 2.5 mi · 134 acresMohawk-Hudson Bike-Hike Trailstate recreation area · 5.4 miMohawk River State Parkstate park · 7.9 mi · 105 acresSource: USGS Protected Areas Database (PAD-US)

Earthquakes4 of magnitude 3 or more within 50 miles since 19700 of magnitude 4+, 0 of magnitude 5+Largest: magnitude 3.2 on 13 Dec 200927 mi away, near Medusa, New YorkMost recent: magnitude 3.1 on 11 Mar 202033 mi awaySource: USGS Earthquake Catalog

Natural hazardsOverall risk Relatively LowSaratoga County, NY, compared with all US countiesHighest-rated hazardsRiver flooding Relatively ModerateIce storm Relatively ModerateSource: FEMA National Risk Index (county level)

Air quality96% of days had good air in 2025310 of 322 days measured12 moderate daysMedian index 34, worst day 93main pollutant: ozoneSource: US EPA Air Quality Index, Saratoga County monitors, NY

Internet at home92% of households have a broadband subscription83% have cable, fibre or DSL9% rely on a mobile data plan alone6% have no internet at homeSource: US Census Bureau, American Community Survey 2020-2024

Drinking waterWaterford Water Works (purchase Troy)serves 9,800 people from surface water purchasedNo health-based violations since 2021Source: US EPA Safe Drinking Water Information System, largest system serving the town

Elevation258 ft79 m above sea levelSource: USGS 3D Elevation Program

Local servicesHospitalSamaritan Hospital - Saint Mary's Campus5.5 miPost officeWaterford Post Office2.2 miTown hallWaterford Town Hall2.3 miPoliceWaterford Police Department2.3 miFire stationHalfmoon Waterford Fire District Station 11.1 miSource: USGS National Structures Dataset

SchoolsWithin 2 mi2 schools1 elementary, 1 highElementaryWaterford Elementary Schoolunder a mileHighWaterford Halfmoon Junior Senior High Schoolunder a mileCollegeSamaritan Hospital School of Nursing6.2 miSource: USGS National Structures Dataset

Getting aroundAirportAlbany International Airport ALB7.4 miInterstateI-873.9 miUS highwayUS 41.5 miAmtrakSchenectady, NY SDY13 miCoachAlbany International AirportVermont Translines7.8 miSources: OurAirports; US Census Bureau TIGER roads; Bureau of Transportation Statistics NTAD

Distances in these cards are measured from the centre of the 12188 ZIP area.

Accountants

Accountants in Waterford

Liberty Tax Svc - Clifton Park
1718 Route 9, Clifton Park, 12065 · 4.9 mi
Cusack & Co LLC - Clifton Park
3 Cemetery Rd, Clifton Park, 12065 · 4.8 mi
Rutnik & Corr PC - Clifton Park
7 Corporate Dr Ste 1, Clifton Park, 12065 · 3.5 mi
Hedley & Co - Clifton Park
1593 Route 9, Clifton Park, 12065 · 3.7 mi
Beyer & Macali Cpa's Pc - Clifton Park
306 Grooms Rd, Clifton Park, 12065 · 3.4 mi
American Epay - Clifton Park
15 Sugarbush Rd, Clifton Park, 12065 · 4.8 mi
O'Brien Joseph V CPA - Clifton Park
15 Greenridge Dr, Clifton Park, 12065 · 4.9 mi
Ord Financial Services - Clifton Park
19 Executive Park Dr, Clifton Park, 12065 · 2.9 mi
Rienzi Associates - Clifton Park
12 Amity Pt, Clifton Park, 12065 · 4.6 mi
Cussack & Co LLC - Mechanicville
1 Vosburgh Rd, Mechanicville, 12118 · 4.3 mi
Stephen J Flood PLLC - Latham
950 New Loudon Rd Ste 107, Latham, 12110 · 4.9 mi
LCS & Z - Latham
33 Century Hill Dr Ste 2, Latham, 12110 · 4.6 mi
Wilson Stark & Basila - Cohoes
132 Mohawk St, Cohoes, 12047 · 3.3 mi
Southworth Robert A Cpa - Cohoes
297 Ontario St, Cohoes, 12047 · 3.3 mi
Ella Yael & Co - Troy
737 2nd Ave, Troy, 12182 · 3.0 mi
RLTP Accounting & Tax Pros - Waterford
31 Saratoga Ave, Waterford, 12188 · 2.7 mi
Odell Judith K CPA - Cohoes
2329 Harmony Mill Lofts, Cohoes, 12047 · 3.5 mi
Bulmer Bookkeeping - Waterford
58 Broad St, Waterford, 12188 · 2.3 mi

Insurance

Insurance in Waterford

State Farm Insurance - Melrose
1084 State Route 40, Melrose, 12121 · 4.8 mi
Nationwide Insurance - Cohoes
1 Niver St, Cohoes, 12047 · 4.2 mi
Global Green Insurance - Clifton Park
1471 Route 9 30, Clifton Park, 12065 · 2.4 mi
National Corporate Benefit - Clifton Park
1471 Route 9 Ste 14, Clifton Park, 12065 · 2.4 mi
Alto Quality Insuring - Clifton Park
1471 Route 9 Ste 25, Clifton Park, 12065 · 2.4 mi
MIRANDA WILFREDO - Clifton Park
1480 Route 9 Ste B, Clifton Park, 12065 · 2.5 mi
Allstate Insurance Agency (1480 Route 9) - Clifton Park
1480 Route 9, Clifton Park, 12065 · 2.5 mi
WILLIE MIRANDA JR Allstate Agent - Clifton Park
1480 Route 9, Clifton Park, 12065 · 2.5 mi
Brehm & Dobson Insurance - Clifton Park
1482 Route 9, Clifton Park, 12065 · 2.5 mi
Vanderzee Financial & Ins - Clifton Park
2 Executive Park Dr, Clifton Park, 12065 · 2.9 mi
R J Carignan & Co - Clifton Park
1396 Crescent Vischer Ferry Rd, Clifton Park, 12065 · 2.1 mi
Wodicka Jeffrey - Clifton Park
5 Executive Park Dr Ste 1, Clifton Park, 12065 · 3.0 mi
Casswood Insurance Ltd - Clifton Park
5 Executive Park Dr Ste 1, Clifton Park, 12065 · 3.0 mi
New York & National Long Term Care Brokers - Clifton Park
11 Executive Park Dr, Clifton Park, 12065 · 3.0 mi
Liberty Mutual - Clifton Park
14 Corporate Dr Ste 2, Clifton Park, 12065 · 3.5 mi
Parkway Music - Clifton Park
1602 Route 9, Clifton Park, 12065 · 3.7 mi
Sherff Insurance - Clifton Park
12 Corporate Dr Ste 5, Clifton Park, 12065 · 3.6 mi
Winfield Group - Clifton Park
3 Corporate Dr Ste 200, Clifton Park, 12065 · 3.7 mi
Group Products & Svc - Clifton Park
3 Corporate Dr Ste 200, Clifton Park, 12065 · 3.7 mi
Jaeger & Flynn - Clifton Park
30 Corporate Dr, Clifton Park, 12065 · 3.7 mi
Blue Financial Corp - Clifton Park
21 Corporate Dr Ste 106, Clifton Park, 12065 · 3.7 mi
Npa Financial - Clifton Park
28 Corporate Dr Ste 100, Clifton Park, 12065 · 3.7 mi
National Life Insurance Company - Clifton Park
28 Corporate Dr, Clifton Park, 12065 · 3.7 mi
Frontera Insuring Agency - Clifton Park
28 Corporate Dr, Clifton Park, 12065 · 3.7 mi
Thomas Rupert Agency - Clifton Park
308 Grooms Rd, Clifton Park, 12065 · 3.4 mi
State Farm Insurance (308 Grooms Rd) - Clifton Park
308 Grooms Rd, Clifton Park, 12065 · 3.4 mi

Employment agencies

Employment agencies in Waterford

A New England Nanny - Clifton Park
7 Executive Park Dr Ste 1, Clifton Park, 12065 · 3.0 mi
GTM Household Employment - Clifton Park
7 Executive Park Dr, Clifton Park, 12065 · 3.0 mi
Corepay Inc Employment Svc - Clifton Park
2 Halfmoon Executive Park Dr, Clifton Park, 12065 · 2.9 mi
Koval Contracting LLC - Waterford
10 Guideboard Rd, Waterford, 12188 · 1.3 mi
Koval Contracting - Waterford
97 Button Rd, Waterford, 12188 · 1.9 mi
Riberdy Contracting Corp - Waterford
27 Button Rd, Waterford, 12188 · 1.1 mi
Extra Help Employment Svc - Latham
950 New Loudon Rd, Latham, 12110 · 4.9 mi
Abra Personnel - Cohoes
31 Ontario St, Cohoes, 12047 · 3.4 mi
Robinsons Tree & Shrub Remvl - Cohoes
159 Main St, Cohoes, 12047 · 3.7 mi
A Plus Employment Svc LLC - Cohoes
81 Mohawk St, Cohoes, 12047 · 3.2 mi
Enhanced Living - Troy
868 8th Ave, Troy, 12182 · 3.0 mi

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