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Panama City 32404 Florida

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Local Information

Distances in these cards are measured from the centre of the 32404 ZIP area.

State or areaFlorida
ZIP code32404
Telephone code850
Time zoneCentral Time (CST/CDT)
Daylight through the yearLongest day (Jun 21): 14 h 6 min5:41 am – 7:46 pmShortest day (Dec 21): 10 h 12 min6:34 am – 4:46 pm
Sun todaySunrise –Sunset –
People42,514 residentsin the ZIP code areaMedian age 37.116,158 householdsMedian household income $74,708Median home value $273,500Median rent $1,399 a month69% of homes owner-occupiedMedian property tax $1,446 a yearSource: US Census Bureau, American Community Survey 2020-2024
Work and commuting3.2% unemployment rate64% of adults are in the labour force, 20,177 employedMain industries: education and health care 18%, retail 14%, professional and business services 11%Average commute 26 minutes77% drive alone, 13% car-pool, 1% walk or cycle, 7% work from homeSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
Education and languages23% of adults have a bachelor's degree or higher88% finished high school, 9% hold a graduate degreeLanguages at home: English only 91%, Spanish 6%3% speak English less than very wellSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
ClimateWarmest month July: highs 91°F, lows 75°FColdest month January: highs 64°F, lows 43°F61 in of rain a year, on about 77 dayswettest month AugustSnow is rare67 days above 90°F, 17 nights below freezing in a typical yearJanuary: 64° / 43°FJFebruary: 67° / 46°FFMarch: 73° / 52°FMApril: 79° / 58°FAMay: 85° / 66°FMJune: 89° / 73°FJJuly: 91° / 75°FJAugust: 91° / 75°FASeptember: 89° / 71°FSOctober: 82° / 61°FONovember: 73° / 50°FNDecember: 67° / 45°FD100°40°Source: NOAA 1991-2020 Climate Normals, Panama City 5n station, 10 mi away
Nearby landmarksPitts Islandisland · under a milePiney Pointcape · 6.3 miCedar Pointcape · 7.1 miEast Baybay · 7.1 miLaird Bayoubay · 4.3 miPiclalene Bayoulake · 4.7 miSource: USGS Geographic Names Information System
Parks and public landsCallaway Recreational Complexrecreation area · 2.7 mi · 81 acresJohn B Gore Parkpark · 5.0 miSt. Andrews State Parkstate park · 12.7 mi · 1,177 acresT. H. Stone Memorial St. Joseph Peninsula State Parkstate park · 24.7 mi · 2,791 acresCamp Helen State Parkstate park · 29.3 mi · 190 acresConstitution Convention Museum State Parkstate park · 29.7 miSource: USGS Protected Areas Database (PAD-US)
EarthquakesNone of magnitude 3 or more within 50 miles since 1970Source: USGS Earthquake Catalog
Natural hazardsOverall risk Relatively ModerateBay County, FL, compared with all US countiesHigher-risk hazardsHurricane Very HighLightning Very HighTornado Relatively HighSource: FEMA National Risk Index (county level)
Air quality66% of days had good air in 2025239 of 360 days measured121 moderate daysMedian index 44, worst day 92main pollutant: fine particles (PM2.5)Source: US EPA Air Quality Index, Bay County monitors, FL
Internet at home96% of households have a broadband subscription75% have cable, fibre or DSL16% rely on a mobile data plan alone3% have no internet at homeSource: US Census Bureau, American Community Survey 2020-2024
Drinking waterBay County Water Systemserves 40,848 people from surface waterNo health-based violations since 2021Source: US EPA Safe Drinking Water Information System, largest system serving the town
Elevation48 ft15 m above sea levelSource: USGS 3D Elevation Program
Local servicesHospitalAscension Sacred Heart Bay8.6 miPost officePanama City Post Office7.5 miTown hallCallaway City Hall4.7 miPoliceBay County Sheriff's Office Callaway Station4.2 miFire stationEast Bay Fire Department Station 223.4 miSource: USGS National Structures Dataset
SchoolsWithin 2 miNo schools listedCollegeGulf Coast State College9.6 miSource: USGS National Structures Dataset
Getting aroundAirportNorthwest Florida Beaches International Airport ECP21 miMajor airportPensacola International Airport PNS102 miInterstateI-1039 miUS highwayUS 985.1 miCoachPanama City Beach Bus StationGreyhound16 miSources: OurAirports; US Census Bureau TIGER roads; Bureau of Transportation Statistics NTAD

Distances in these cards are measured from the centre of the 32404 ZIP area.


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